Hurricanes and Natural Disasters

Insurance, Business Income Loss, and Property Damage

Hurricane SatelliteHH&K has helped thousands of clients recover the insurance proceeds necessary to rebuild their homes and businesses after hurricanes and natural disasters. HH&K has been at the forefront of the legal community, establishing important precedents concerning the interplay of homeowners and business insurance policies and the applicability of Louisiana’s “bad faith” insurance penalty statutes. From residential claims to business claims including business interruption, we are committed to securing the insurance proceeds owed to the citizens of Louisiana.

Having successfully resolved countless claims in the aftermath of other natural disasters such as Hurricane Katrina and Hurricane Rita, we provide our clients with invaluable assistance, utilizing a thorough knowledge of disaster insurance law.  Our lawyers advise clients on what to look for in an insurance policy when obtaining business coverage dealing with disasters and homeowners insurance.  A significant part of the work we do is to represent clients in first party insurance claims against their insurer and subrogation cases.

Sometimes, in the wake of catastrophic events such as Hurricane Laura, insult is often quite literally added to injury as many individuals and businesses find they are unable to collect on their insurance claims.  We help businesses with insurance cases, addressing issues of property damage and business interruption. Utilizing the expertise of consultants and accountants, we can meticulously review policies and successfully litigate cases.

Previous Client Successes

Oubre / Orrill v. Louisiana Citizens Fair Plan
Attorneys Involved – Stephen J. Herman and Steven J. Lane
$103,000,000 – Plus

Class action on behalf of thousands of Louisiana homeowners who were not treated fairly by Louisiana Citizens Property Insurance Corporation for statutory penalties after Hurricanes Katrina and/or Rita resulting in a $103 million judgment (plus millions in additional claims, still being processed).

2025 Canal v. Lobell
CDC No. 2008-03338, Attorney involved – Brian D. Katz
$3,640,000 Judgment Plus Costs and Interest

Post Hurricane Katrina dispute between landlord and tenant regarding entitlement to insurance proceeds. Breach of lease agreement. Lessee failed to restore premises to pre-Katrina condition.

Strouse, Greenberg Properties VI Limited Partnership et al v. Lexington Insurance Company
Orleans Parish Civil District Court, No. 07-8378, Attorneys Involved – Steven J. Lane and Soren E. Gisleson

Breach of contract and “bad faith” insurance claim against Lexington stemming from the destruction of an apartment complex in New Orleans, Louisiana as a result of Hurricane Katrina.

Bruno & Tervalon, CPAs LLP v. Travelers Insurance Company & U.S. Fidelity & Guaranty Co., United States District Court, No. 07-6821, Attorney Involved – Soren E. Gisleson

Breach of contract and “bad faith” insurance claim against Travelers and USFG stemming from the interruption of Plaintiff’s accounting business in New Orleans, Louisiana as a result of Hurricane Katrina.

ABC Condo Association, Inc. v. XYZ Insurance Company
United States District Court, Eastern District of Louisiana
Attorneys Involved – Russ M. Herman, Stephen J. Herman, Soren E. Gisleson, Joseph E. “Jed” Cain
$2,750,000 Confidential Settlement

Breach of contract and “bad faith” insurance claim against XYZ Insurance stemming from the destruction of a condominium complex in Louisiana as a result of Hurricane Katrina.

P.A. Menard, Inc. v. The Hanover Insurance Company
United States District Court, Eastern District of Louisiana
No. 07-4168, Attorneys Involved – Brian D. Katz and Joseph E. “Jed” Cain

Breach of contract and “bad faith” insurance claim against Hanover stemming from the interruption of Plaintiff’s wholesale food distribution business in New Orleans, Louisiana as a result of Hurricane Katrina.

Timberlane Properties, Inc. v. Pacific Insurance Company
United States District Court, Eastern District of Louisiana
No. 07-4464, Attorneys Involved – Brian D. Katz, Soren E. Gisleson, Joseph E. “Jed” Cain

Breach of contract and “bad faith” insurance claim against Pacific stemming from the destruction of an apartment complex in Gretna, Louisiana as a result of Hurricane Katrina.

Doe v. XYZ Insurance Company
Attorneys Involved – Russ M. Herman and Joseph E. “Jed” Cain
$1,400,000 Confidential Settlement

Post Hurricane Katrina property insurance dispute centered around a custom-built home in Louisiana. While the winds and rains associated with the storm battered the home, it was spared from the widespread flooding that plagued much of the area. Even though causation was not an issue, Defendant refused to honor the entirety of Plaintiffs’ claim, alleging that Plaintiff’s repair estimates were grossly inflated. The recovery gained for the client accounted for the entirety of Plaintiffs’ claim plus attorneys’ fees and costs.

In 2007, the State of Louisiana Hired HHK to Pursue an Antitrust Case Against Major Insurance Companies for Underpaying Hurricane Katrina Claims

In a lawsuit filed in the Civil District Court for the Parish of Orleans, the State of Louisiana, represented by HHK and others, the State and Policyholders sought relief in association with the use of computer programs to systematically underpay claims.  In violation of the State’s Antitrust Laws, urged by consultant McKinsey & Company, State Farm, Allstate, Travelers and the other property and casualty companies developed and used Xactware and other computer models whose “costs” were intentionally and systematically deflated to support the underpayment of hurricane and other claims.  HHK, which was pursuing similar class actions against State Farm, Travelers, and Lafayette insurance companies, won a key victory in Federal Court when the Court denied State Farm and Xactware’s motion to dismiss fraud, conspiracy and bad faith claims.

Attorney Experience

Brian KatzBrian D. Katz

Mr. Katz has handled hundreds of cases for business interruption and property damage resulting from mass disasters, including hurricanes. In June 2020, Mr. Katz co-authored the article, “Business Interruption Insurance: What You Need to Know About Policies and Claims” along with Mr. John Creevy for Living Safer Magazine. In April 2020, he was a speaker at an Injury Board webinar entitled, “Avenues and Roadblocks to Insurance Recovery for Damages Related to COVID-19.” In June 2013, his article “When Disaster Strikes, Know the Drill” was published in Trial Magazine. In 2008, he participated in a series of seminars on “Getting the Most Coverage When a Disaster Hits,” at Disaster Preparedness Summits in Texas, Seattle, New York, Boston, Philadelphia. Mr. Katz was recognized for inclusion in The Best Lawyers™ in New Orleans in the fields of Construction Litigation from 2012 through 2020.


Photo of Soren GislesonSoren E. Gisleson

In the wake of Hurricanes Katrina and Rita, Mr. Gisleson undertook numerous first party insurance cases on behalf of homeowners and businesses. He was given a special appointment by the State of Louisiana to prosecute an antitrust case against the insurance industry for their claims handling practices after Hurricanes Katrina and Rita.  He was the Insurance Section Chair for the Louisiana Association of Justice for two years.


Attorney Jed CainJed Cain

After Hurricane Katrina, Mr. Cain became heavily involved in the firm’s prosecution of both commercial and residential first party property insurance claims. The New York Times, Law Dragon, and the New Orleans Times Picayune have Joseph E. Cain recognized Mr. Cain’s work on behalf of the victims of Hurricane Katrina.


Photo of John CreevyJohn Creevy

Mr. Creevy is a certified accountant and attorney. He serves on the Board of the New Orleans Area Habitat for Humanity. In June 2020, Mr. Creevy co-authored the article, “Business Interruption Insurance: What You Need to Know About Policies and Claims” along with Mr. Brian Katz for Living Safer Magazine. In April 2020, he was a speaker at an Injury Board webinar entitled, “Avenues and Roadblocks to Insurance Recovery for Damages Related to COVID-19.”


If you need any help, please let us know.  We have substantial experience in hurricane insurance claim cases.  If you or a loved one would like to speak to an attorney about a potential claim regarding disaster insurance claims, Click Here or call our office directly at (504) 581-4892 or Toll Free: (844) 943-7626.